Loans
We recognize the need to save now in order to make future investments. This is why we offer various savings products that provides the opportunity to save and earn attractive interest on daily cash balances.
The Akpa-Royal Salary Loan is designed to enable salary earners access short-term financial needs repayable on pay day.
This product aims to offer loans to new and existing customers for the purpose of financing the purchase of household appliances and other assets from the bank’s recommended and or approved retailers.
This product aims to offer ‘Back to school’ (B2S) loans to new and existing customers. The objective is to assist parents and guardians with settling their wards and children’s fees. The target age range is between 3-14years. This product is seasonal.
Apa-Royal SME Loan is designed to meet working capital needs of entrepreneurs with new and existing businesses. This product is designed for Small and Medium Sized Enterprise(s).
This is a micro-loan product designed to enable individuals (unbanked & banked) with small business ventures and ability for periodic cash contributions access finance facilities,
The product is designed to provide finance to a clusters of existing customers of the bank with similar financial needs whereby all parties have a joint liability towards ensuring the repayment of the loan.
This product is designed to provide immediate finance to individuals with minimal requirements except for the pledged collateral.