Apa-Royal Microfinance Bank is a financial institution licensed by the Central Bank of Nigeria. We offer a wide range of financial services to a diversified client base that includes low-end entrepreneurs, the underbanked, high-net-worth individuals, among others.

Our core value is “growing together”. We pursue this by supporting early-stage, small and medium-sized enterprises (SME), the informal working class, and low-income families.

Through our relationships with strategic partners, the Bank disburses credits, builds capacity, and provides advisory services to start-ups on viable business opportunities. We also provide portfolios management services for investors to guarantee wealth creation.